As you may well know, one of the main ways that insurers decide how much you will pay on your car insurance is by looking at the type of car that you have. Obviously it is rather easy to work out that insuring an Aston Martin will be far more expensive than insuring a little Peugeot, but what about everything in between.
Should you look at how much car insurance will be on a car before you buy, if you are wishing to save money in the long run? The answer is yes and to do this you should be aware that every insurer places a car within a category for how much they are going to cost to insure. These categories are numbered 1-50 and the lower the number, the cheaper the classification. These categories are decided by the Association of British Insurers but they can be altered by individual companies so any list you may see may not be entirely comprehensive.
Obviously it’s hard to simply put down out a full list of categories of car, but some of the cars in the lower categories are Fiat Punto, Ford Fiesta, Volkswagen Polo, Peugeot 106 and the Renault Clio. Cars similar to this will be in a similar category and Mid range cars will be slightly more expensive and cars such as the Vauxhall Astra and the Toyota Corolla generally fall into this category.
A basic way of looking at it is that the cheaper your car is, the cheaper the insurance but this is not always the case and it is possible to get a decent mid range car in price that may not cost much in terms of insurance so do your homework and you may end up saving money.